Gross Profit for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current gross profit (TTM) is $2.42B USD. Gross profit equals revenue minus the cost of goods sold (COGS) — what remains from sales after the direct cost of producing the product or service. It does not yet subtract operating expenses, interest, or taxes (see operating income and net income for those steps). Higher gross profit (and gross margin) generally signals pricing power and production efficiency.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
UMBF
Currently viewingRevenueSwitch metric
TTM (last 4 quarters)
$2.42B
YoY change
+72.0%
5Y CAGR
+17.3%
Peak year (2025)
$2.42B
Cumulative gross profit
$24.30B
Gross Profit history chart for UMB Financial (UMBF) from 1985 to 2025
Gross Profit history table for UMB Financial (UMBF) from 1985 to 2025
| Fiscal year | Period ended | Reported | Gross Profit | YoY |
|---|---|---|---|---|
| 2025 | $2.42B | +72.0% | ||
| 2024 | $1.41B | +9.4% | ||
| 2023 | $1.28B | -2.8% | ||
| 2022 | $1.32B | +12.4% | ||
| 2021 | $1.18B | +8.1% | ||
| 2020 | $1.09B | +9.3% | ||
| 2019 | $994.88M | +13.5% | ||
| 2018 | $876.90M | -0.3% | ||
| 2017 | $879.67M | +8.8% | ||
| 2016 | $808.57M | +13.8% | ||
| 2015 | $710.79M | -6.0% | ||
| 2014 | $756.10M | +3.4% | ||
| 2013 | $731.43M | +5.8% | ||
| 2012 | $691.33M | +7.4% | ||
| 2011 | $643.52M | +11.5% | ||
| 2010 | $577.26M | -0.7% | ||
| 2009 | $581.06M | +1.9% | ||
| 2008 | $569.98M | +11.3% | ||
| 2007 | $512.14M | +10.5% | ||
| 2006 | $463.44M | +6.7% | ||
| 2005 | $434.39M | +8.1% | ||
| 2004 | $401.84M | -6.0% | ||
| 2003 | $427.64M | -1.4% | ||
| 2002 | $433.50M | -3.3% | ||
| 2001 | $448.51M | +6.3% | ||
| 2000 | $421.91M | +5.6% | ||
| 1999 | $399.53M | +6.3% | ||
| 1998 | $375.90M | +7.7% | ||
| 1997 | $349.02M | +7.4% | ||
| 1996 | $325.10M | +4.5% | ||
| 1995 | $311.20M | -5.1% | ||
| 1994 | $328.00M | +12.2% | ||
| 1993 | $292.30M | +21.7% | ||
| 1992 | $240.10M | +9.5% | ||
| 1991 | $219.20M | +7.5% | ||
| 1990 | $203.90M | +3.4% | ||
| 1989 | $197.20M | — | ||
| 1988 | $0 | — | ||
| 1987 | $0 | — | ||
| 1986 | $0 | — | ||
| 1985 | $0 | — |
Gross Profit values are taken from UMB Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, UMB Financial (UMBF) reported gross profit of $2.42B – surged 72.0% year-over-year.
UMB Financial gross profit has grown for 2 consecutive years, with a +17.3% compound annual growth rate over 2020–2025 (5 years).
The highest annual gross profit of $2.42B was reported in 2025. The lowest in the available history was $0 in 1985.
Among 8 Financial Services peers, UMB Financial (UMBF) ranks 9th; the peer median for gross profit is $72.83B.
UMB Financial Gross Profit by Year
UMB Financial Gross Profit 2025: $2.42B
UMB Financial gross profit in 2025 was $2.42B, surged 72.0% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Gross Profit 2024: $1.41B
UMB Financial gross profit in 2024 was $1.41B, grew 9.4% from 2023.
UMB Financial Gross Profit 2023: $1.28B
UMB Financial gross profit in 2023 was $1.28B, edged down 2.8% below 2022.
UMB Financial Gross Profit 2022: $1.32B
UMB Financial gross profit in 2022 was $1.32B, grew 12.4% from 2021.
UMB Financial Gross Profit 2021: $1.18B
UMB Financial gross profit in 2021 was $1.18B.
See more financial history for UMB Financial (UMBF).
Sector peers — Gross Profit
Companies in the same sector as UMB Financial, ranked by their latest gross profit.
| Company | Gross Profit | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $167.61B | Financial Services |
| Bank of America Corporation (BAC) | $107.42B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $87.78B | Financial Services |
| Wells Fargo & Company (WFC) | $80.04B | Financial Services |
| Morgan Stanley (MS) | $65.62B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $59.40B | Financial Services |
| Visa Inc. (V) | $32.15B | Financial Services |
| Mastercard Incorporated (MA) | $27.36B | Financial Services |
Frequently asked questions
What is UMB Financial's gross profit?
- Latest reported gross profit for UMB Financial (UMBF) is $2.42B (period ending December 31, 2025).
How has UMB Financial gross profit changed year-over-year?
- UMB Financial (UMBF) gross profit changed +72.0% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial gross profit?
- UMB Financial (UMBF) gross profit compound annual growth rate is +17.3% over the most recent 5 years available.
When did UMB Financial gross profit hit its highest annual value?
- UMB Financial gross profit reached its highest annual value of $2.42B in 2025.
What was UMB Financial gross profit in 2024?
- UMB Financial (UMBF) gross profit in 2024 was $1.41B.
What was UMB Financial gross profit in 2025?
- UMB Financial (UMBF) gross profit in 2025 was $2.42B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
UMBF Overview
Company profile, financial tools, and key metrics
UMBF Revenue Counter
Earns $140.91 every second. See per minute, hour, and day.
UMBF Earnings Counter
Earns $22.27 per second net profit. See per minute, hour, and day.
UMBF Economic Scale
Exceeds Suriname's GDP. Compare with world economies.
UMBF What If Invested
What if you had invested $1,000? See historical returns from any date.
UMBF How It Makes Money
Discover visual breakdown of $4.44B in revenue — where it comes from and where it goes.
UMBF Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
UMBF Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
UMBF Daily Price Character
Explosive · 44.6% historical win rate (green days). Streaks & record days.
UMBF Buybacks
0.20% TTM buyback yield. Shareholder yield & SBC comparison.
UMBF Stock Split History
21 splits on record. Dates, ratios, and cumulative multiple.
UMBF Dividend Profile
Yield: 1.34%. Safety: 8/8. See full history.
UMBF Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
UMBF Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.