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Total Debt for UMB Financial (UMBF)

As of · Reported

Metric

Latest period

$4.03B

YoY change

+26.9%

5Y CAGR

+8.0%

Peak year (2025)

$3.80B

Total Debt history chart for UMB Financial (UMBF) from 1989 to 2025

Latest: $3.80B

Total Debt growth chart for UMB Financial (UMBF) from 1989 to 2025

Latest: +26.9%

Total Debt history table for UMB Financial (UMBF) from 1989 to 2025

  • 2025$3.80B+26.9%
  • 2024$3.00B-14.5%
  • 2023$3.50B+34.5%
  • 2022$2.60B-25.8%
  • 2021$3.51B+35.8%
  • 2020$2.59B+31.4%
  • 2019$1.97B+22.8%
  • 2018$1.60B+19.5%
  • 2017$1.34B-30.7%
  • 2016$1.93B+1.3%
  • 2015$1.91B-6.1%
  • 2014$2.03B+28.1%
  • 2013$1.59B-11.4%
  • 2012$1.79B-8.9%
  • 2011$1.97B-7.5%
  • 2010$2.13B+7.4%
  • 2009$1.98B-9.0%
  • 2008$2.18B+20.8%
  • 2007$1.80B+7.6%
  • 2006$1.68B+16.9%
  • 2005$1.43B-8.4%
  • 2004$1.57B+24.2%
  • 2003$1.26B-5.3%
  • 2002$1.33B-10.6%
  • 2001$1.49B+47.6%
  • 2000$1.01B-30.7%
  • 1999$1.46B+51.4%
  • 1998$961.50M+26.3%
  • 1997$761.30M+14.2%
  • 1996$666.70M-12.6%
  • 1995$762.50M-10.1%
  • 1994$848.20M+25.1%
  • 1993$678.10M-2.6%
  • 1992$695.90M-17.2%
  • 1991$840.80M+41.5%
  • 1990$594.30M+71.6%
  • 1989$346.40M—

Total Debt values are taken from UMB Financial's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at UMB Financial (UMBF)

According to UMB Financial's latest reported financial statements, the company's latest reported total debt is $4.03B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

In 2025, UMB Financial (UMBF) total debt totalled $3.80B – grew 26.9% year-over-year.

Over 2020–2025 (5 years), UMB Financial total debt expanded at a +8.0% compound annual rate, with mixed annual results across the window.

Across the available history, total debt reached its high of $3.80B in 2025 and its low of $346.40M in 1989.

UMB Financial Total Debt by Year

UMB Financial Total Debt 2025: $3.80B

UMB Financial total debt in 2025 was $3.80B, grew 26.9% from 2024. This figure represents the highest annual value in the available history.

UMB Financial Total Debt 2024: $3.00B

2024's total debt for UMB Financial came in at $3.00B, declined 14.5% below 2023.

UMB Financial Total Debt 2023: $3.50B

UMB Financial posted total debt of $3.50B in 2023, surged 34.5% from 2022.

UMB Financial Total Debt 2022: $2.60B

In 2022, UMB Financial reported total debt of $2.60B, declined 25.8% below 2021.

UMB Financial Total Debt 2021: $3.51B

UMB Financial total debt in 2021 was $3.51B.

See more financial history for UMB Financial (UMBF).

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