Total Liabilities for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's latest reported total liabilities is $65.40B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

UMBF
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Latest period
$65.40B
YoY change
+39.3%
5Y CAGR
+16.8%
Peak year (2025)
$65.40B
Latest annual
$65.40B
Total Liabilities history chart for UMB Financial (UMBF) from 1989 to 2025
Total Liabilities history table for UMB Financial (UMBF) from 1989 to 2025
| Fiscal year | Period ended | Reported | Total Liabilities | YoY |
|---|---|---|---|---|
| 2025 | $65.40B | +39.3% | ||
| 2024 | $46.94B | +14.7% | ||
| 2023 | $40.91B | +14.1% | ||
| 2022 | $35.85B | -9.4% | ||
| 2021 | $39.55B | +31.3% | ||
| 2020 | $30.11B | +25.7% | ||
| 2019 | $23.95B | +13.4% | ||
| 2018 | $21.12B | +7.8% | ||
| 2017 | $19.59B | +4.6% | ||
| 2016 | $18.72B | +8.8% | ||
| 2015 | $17.20B | +8.5% | ||
| 2014 | $15.86B | +2.9% | ||
| 2013 | $15.41B | +12.9% | ||
| 2012 | $13.65B | +10.5% | ||
| 2011 | $12.35B | +8.9% | ||
| 2010 | $11.34B | +6.5% | ||
| 2009 | $10.65B | +6.5% | ||
| 2008 | $10.00B | +18.3% | ||
| 2007 | $8.45B | +4.8% | ||
| 2006 | $8.07B | +8.8% | ||
| 2005 | $7.41B | +6.1% | ||
| 2004 | $6.99B | +0.7% | ||
| 2003 | $6.94B | -4.1% | ||
| 2002 | $7.23B | -9.2% | ||
| 2001 | $7.96B | +11.1% | ||
| 2000 | $7.16B | -4.2% | ||
| 1999 | $7.48B | +7.0% | ||
| 1998 | $6.99B | +8.6% | ||
| 1997 | $6.43B | +8.4% | ||
| 1996 | $5.93B | +4.8% | ||
| 1995 | $5.66B | -6.3% | ||
| 1994 | $6.04B | +1.7% | ||
| 1993 | $5.94B | +29.1% | ||
| 1992 | $4.60B | +6.6% | ||
| 1991 | $4.32B | +10.0% | ||
| 1990 | $3.93B | +5.5% | ||
| 1989 | $3.72B | — |
Total Liabilities values are taken from UMB Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
UMB Financial (UMBF) most recent annual total liabilities stands at $65.40B (2025) – surged 39.3% year-over-year.
Through 2020–2025 (5 years), UMB Financial total liabilities delivered a +16.8% annualised rate; with the latest reading among the more recent periods of the dataset.
The highest annual total liabilities of $65.40B was reported in 2025. The lowest in the available history was $3.72B in 1989.
UMB Financial (UMBF) sits 7th of 8 Financial Services peers we track on this metric, against a peer median of $1.50T.
UMB Financial Total Liabilities by Year
UMB Financial Total Liabilities 2025: $65.40B
UMB Financial total liabilities in 2025 was $65.40B, surged 39.3% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Total Liabilities 2024: $46.94B
UMB Financial total liabilities in 2024 was $46.94B, grew 14.7% from 2023.
UMB Financial Total Liabilities 2023: $40.91B
UMB Financial total liabilities in 2023 was $40.91B, grew 14.1% from 2022.
UMB Financial Total Liabilities 2022: $35.85B
UMB Financial total liabilities in 2022 was $35.85B, declined 9.4% below 2021.
UMB Financial Total Liabilities 2021: $39.55B
UMB Financial total liabilities in 2021 was $39.55B.
See more financial history for UMB Financial (UMBF).
Sector peers — Total Liabilities
Companies in the same sector as UMB Financial, ranked by their latest total liabilities.
| Company | Total Liabilities | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.06T | Financial Services |
| Bank of America Corporation (BAC) | $3.11T | Financial Services |
| Wells Fargo & Company (WFC) | $1.97T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.68T | Financial Services |
| Morgan Stanley (MS) | $1.31T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $502.47B | Financial Services |
| Visa Inc. (V) | $61.72B | Financial Services |
| Mastercard Incorporated (MA) | $46.41B | Financial Services |
Frequently asked questions
What is UMB Financial's total liabilities?
- Latest reported total liabilities for UMB Financial (UMBF) is $65.40B (period ending December 31, 2025).
How has UMB Financial total liabilities changed year-over-year?
- UMB Financial (UMBF) total liabilities changed +39.3% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial total liabilities?
- UMB Financial (UMBF) total liabilities compound annual growth rate is +16.8% over the most recent 5 years available.
When did UMB Financial total liabilities hit its highest annual value?
- UMB Financial total liabilities reached its highest annual value of $65.40B in 2025.
What was UMB Financial total liabilities in 2024?
- UMB Financial (UMBF) total liabilities in 2024 was $46.94B.
What was UMB Financial total liabilities in 2025?
- UMB Financial (UMBF) total liabilities in 2025 was $65.40B.
Metrics overview
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