Free Cash Flow for UMB Financial (UMBF)
Free Cash Flow for UMB Financial (UMBF): headline value $978.11M · YoY +386.4%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
UMBF
Currently viewingFree Cash FlowSwitch metric
Latest period
$978.11M
YoY change
+386.4%
5Y CAGR
+25.6%
Peak year (2025)
$978.11M
Latest annual
$978.11M
Free Cash Flow history chart for UMB Financial (UMBF) from 1989 to 2025
Free Cash Flow history table for UMB Financial (UMBF) from 1989 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $978.11M | +386.4% | ||
| 2024 | $201.08M | -54.9% | ||
| 2023 | $445.69M | -37.9% | ||
| 2022 | $717.84M | +43.5% | ||
| 2021 | $500.39M | +59.7% | ||
| 2020 | $313.38M | +17.1% | ||
| 2019 | $267.62M | +12.6% | ||
| 2018 | $237.76M | -18.0% | ||
| 2017 | $290.08M | +18.1% | ||
| 2016 | $245.60M | +56.2% | ||
| 2015 | $157.20M | -21.0% | ||
| 2014 | $198.99M | -22.5% | ||
| 2013 | $256.88M | +42.9% | ||
| 2012 | $179.71M | +1.3% | ||
| 2011 | $177.49M | +20.4% | ||
| 2010 | $147.40M | +19.6% | ||
| 2009 | $123.26M | +8.7% | ||
| 2008 | $113.39M | +9.1% | ||
| 2007 | $103.89M | +16.6% | ||
| 2006 | $89.06M | +48.8% | ||
| 2005 | $59.84M | -18.5% | ||
| 2004 | $73.45M | -46.9% | ||
| 2003 | $138.21M | +65.0% | ||
| 2002 | $83.77M | +58.6% | ||
| 2001 | $52.81M | -16.3% | ||
| 2000 | $63.10M | -271.2% | ||
| 1999 | -$36.85M | -242.1% | ||
| 1998 | $25.93M | -75.2% | ||
| 1997 | $104.60M | +30.6% | ||
| 1996 | $80.10M | +65.5% | ||
| 1995 | $48.40M | -56.4% | ||
| 1994 | $110.90M | +132.5% | ||
| 1993 | $47.70M | -56.0% | ||
| 1992 | $108.50M | +386.5% | ||
| 1991 | $22.30M | +328.8% | ||
| 1990 | $5.20M | -82.3% | ||
| 1989 | $29.30M | — |
Free Cash Flow values are taken from UMB Financial's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
UMB Financial (UMBF) most recent annual free cash flow stands at $978.11M (2025) – surged 386.4% year-over-year.
UMB Financial free cash flow compound annual growth for the 2020–2025 (5 years) window is +25.6%, with the latest reading among the more recent periods of the dataset.
The dataset's maximum free cash flow sits at $978.11M (2025); the minimum reading of -$36.85M dates to 1999.
Among 8 Financial Services peers, UMB Financial (UMBF) ranks 7th; the peer median for free cash flow is $19.24B.
UMB Financial Free Cash Flow by Year
UMB Financial Free Cash Flow 2025: $978.11M
UMB Financial free cash flow in 2025 was $978.11M, surged 386.4% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Free Cash Flow 2024: $201.08M
UMB Financial free cash flow in 2024 was $201.08M, plunged 54.9% below 2023.
UMB Financial Free Cash Flow 2023: $445.69M
UMB Financial free cash flow in 2023 was $445.69M, plunged 37.9% below 2022.
UMB Financial Free Cash Flow 2022: $717.84M
UMB Financial free cash flow in 2022 was $717.84M, surged 43.5% from 2021.
UMB Financial Free Cash Flow 2021: $500.39M
UMB Financial free cash flow in 2021 was $500.39M.
See more financial history for UMB Financial (UMBF).
Sector peers — Free Cash Flow
Companies in the same sector as UMB Financial, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is UMB Financial's free cash flow?
Latest reported free cash flow for UMB Financial (UMBF) is $978.11M (period ending December 31, 2025).
How has UMB Financial free cash flow changed year-over-year?
UMB Financial (UMBF) free cash flow changed +386.4% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial free cash flow?
UMB Financial (UMBF) free cash flow compound annual growth rate is +25.6% over the most recent 5 years available.
When did UMB Financial free cash flow hit its highest annual value?
UMB Financial free cash flow reached its highest annual value of $978.11M in 2025.
What was UMB Financial free cash flow in 2024?
UMB Financial (UMBF) free cash flow in 2024 was $201.08M.
What was UMB Financial free cash flow in 2025?
UMB Financial (UMBF) free cash flow in 2025 was $978.11M.
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