Ticker League

Latest period

$980.67M

YoY change

+386.4%

5Y CAGR

+25.6%

Peak year (2025)

$978.11M

Free Cash Flow history chart for UMB Financial (UMBF) from 1989 to 2025

Latest: $978.11M

Free Cash Flow growth chart for UMB Financial (UMBF) from 1989 to 2025

Latest: +386.4%

Free Cash Flow history table for UMB Financial (UMBF) from 1989 to 2025

  • 2025$978.11M+386.4%
  • 2024$201.08M-54.9%
  • 2023$445.69M-37.9%
  • 2022$717.84M+43.5%
  • 2021$500.39M+59.7%
  • 2020$313.38M+17.1%
  • 2019$267.62M+12.6%
  • 2018$237.76M-18.0%
  • 2017$290.08M+18.1%
  • 2016$245.60M+56.2%
  • 2015$157.20M-21.0%
  • 2014$198.99M-22.5%
  • 2013$256.88M+42.9%
  • 2012$179.71M+1.3%
  • 2011$177.49M+20.4%
  • 2010$147.40M+19.6%
  • 2009$123.26M+8.7%
  • 2008$113.39M+9.1%
  • 2007$103.89M+16.6%
  • 2006$89.06M+48.8%
  • 2005$59.84M-18.5%
  • 2004$73.45M-46.9%
  • 2003$138.21M+65.0%
  • 2002$83.77M+58.6%
  • 2001$52.81M-16.3%
  • 2000$63.10M-271.2%
  • 1999−$36.85M-242.1%
  • 1998$25.93M-75.2%
  • 1997$104.60M+30.6%
  • 1996$80.10M+65.5%
  • 1995$48.40M-56.4%
  • 1994$110.90M+132.5%
  • 1993$47.70M-56.0%
  • 1992$108.50M+386.5%
  • 1991$22.30M+328.8%
  • 1990$5.20M-82.3%
  • 1989$29.30M

Free Cash Flow values are taken from UMB Financial's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Free Cash Flow at UMB Financial (UMBF)

Free Cash Flow for UMB Financial (UMBF): headline value $980.67M · YoY +386.4%. Annual and quarterly series, chart, and tables are below.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

UMB Financial (UMBF) most recent annual free cash flow stands at $978.11M (2025) – surged 386.4% year-over-year.

UMB Financial free cash flow compound annual growth for the 2020–2025 (5 years) window is +25.6%, with mixed annual results across the window.

The record annual free cash flow stands at $978.11M, reached in 2025; the historical low of −$36.85M was recorded in 1999.

UMB Financial Free Cash Flow by Year

UMB Financial Free Cash Flow 2025: $978.11M

2025's free cash flow for UMB Financial came in at $978.11M, surged 386.4% from 2024. This figure represents the highest annual value in the available history.

UMB Financial Free Cash Flow 2024: $201.08M

UMB Financial posted free cash flow of $201.08M in 2024, plunged 54.9% below 2023.

UMB Financial Free Cash Flow 2023: $445.69M

In 2023, UMB Financial reported free cash flow of $445.69M, plunged 37.9% below 2022.

UMB Financial Free Cash Flow 2022: $717.84M

UMB Financial free cash flow in 2022 was $717.84M, surged 43.5% from 2021.

UMB Financial Free Cash Flow 2021: $500.39M

UMB Financial free cash flow in 2021 was $500.39M.

See more financial history for UMB Financial (UMBF).

Sector peers by Free Cash Flow

Financial Services peers of UMB Financial (UMBF), ranked by their latest free cash flow

Frequently asked questions