EBITDA for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current EBITDA (TTM) is $1.06B USD. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
UMBF
Currently viewingEBITDASwitch metric
TTM (last 4 quarters)
$1.06B
YoY change
+78.5%
5Y CAGR
+21.4%
Peak year (2025)
$1.06B
Cumulative EBITDA
$8.26B
EBITDA history chart for UMB Financial (UMBF) from 1985 to 2025
EBITDA history table for UMB Financial (UMBF) from 1985 to 2025
| Fiscal year | Period ended | Reported | EBITDA | YoY |
|---|---|---|---|---|
| 2025 | $1.06B | +78.5% | ||
| 2024 | $594.04M | +23.7% | ||
| 2023 | $480.32M | -18.0% | ||
| 2022 | $586.03M | +20.9% | ||
| 2021 | $484.81M | +20.7% | ||
| 2020 | $401.69M | +17.4% | ||
| 2019 | $342.27M | +23.7% | ||
| 2018 | $276.71M | -5.0% | ||
| 2017 | $291.22M | +15.0% | ||
| 2016 | $253.15M | +39.8% | ||
| 2015 | $181.04M | +1.5% | ||
| 2014 | $178.31M | -22.0% | ||
| 2013 | $228.62M | +8.3% | ||
| 2012 | $211.07M | +11.5% | ||
| 2011 | $189.29M | +13.9% | ||
| 2010 | $166.23M | +38.0% | ||
| 2009 | $120.48M | -4.3% | ||
| 2008 | $125.84M | -11.6% | ||
| 2007 | $142.36M | +23.0% | ||
| 2006 | $115.74M | -5.3% | ||
| 2005 | $122.17M | +45.0% | ||
| 2004 | $84.25M | -37.1% | ||
| 2003 | $134.01M | +17.8% | ||
| 2002 | $113.72M | -3.5% | ||
| 2001 | $117.85M | -6.3% | ||
| 2000 | $125.75M | +42.1% | ||
| 1999 | $88.51M | -1.1% | ||
| 1998 | $89.50M | -30.6% | ||
| 1997 | $129.00M | -1.8% | ||
| 1996 | $131.30M | +30.0% | ||
| 1995 | $101.00M | +9.0% | ||
| 1994 | $92.70M | -21.0% | ||
| 1993 | $117.30M | +69.8% | ||
| 1992 | $69.10M | +4.9% | ||
| 1991 | $65.90M | +7.2% | ||
| 1990 | $61.50M | -0.5% | ||
| 1989 | $61.80M | +79.1% | ||
| 1988 | $34.50M | +6.8% | ||
| 1987 | $32.30M | +3.9% | ||
| 1986 | $31.10M | +2.6% | ||
| 1985 | $30.30M | — |
EBITDA values are taken from UMB Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
UMB Financial (UMBF) most recent annual EBITDA stands at $1.06B (2025) – surged 78.5% year-over-year.
UMB Financial EBITDA compound annual growth for the 2020–2025 (5 years) window is +21.4%, sustaining 2 straight years of year-over-year growth.
The dataset's maximum EBITDA sits at $1.06B (2025); the minimum reading of $30.30M dates to 1985.
UMB Financial (UMBF) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $27.98B.
UMB Financial EBITDA by Year
UMB Financial EBITDA 2025: $1.06B
UMB Financial EBITDA in 2025 was $1.06B, surged 78.5% from 2024. This figure represents the highest annual value in the available history.
UMB Financial EBITDA 2024: $594.04M
UMB Financial EBITDA in 2024 was $594.04M, grew 23.7% from 2023.
UMB Financial EBITDA 2023: $480.32M
UMB Financial EBITDA in 2023 was $480.32M, declined 18.0% below 2022.
UMB Financial EBITDA 2022: $586.03M
UMB Financial EBITDA in 2022 was $586.03M, grew 20.9% from 2021.
UMB Financial EBITDA 2021: $484.81M
UMB Financial EBITDA in 2021 was $484.81M.
See more financial history for UMB Financial (UMBF).
Sector peers — EBITDA
Companies in the same sector as UMB Financial, ranked by their latest EBITDA.
| Company | EBITDA | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $81.42B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $73.02B | Financial Services |
| Bank of America Corporation (BAC) | $40.01B | Financial Services |
| Wells Fargo & Company (WFC) | $29.35B | Financial Services |
| Morgan Stanley (MS) | $26.61B | Financial Services |
| Visa Inc. (V) | $26.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $24.03B | Financial Services |
| Mastercard Incorporated (MA) | $20.19B | Financial Services |
Frequently asked questions
What is UMB Financial's EBITDA?
- Latest reported EBITDA for UMB Financial (UMBF) is $1.06B (period ending December 31, 2025).
How has UMB Financial EBITDA changed year-over-year?
- UMB Financial (UMBF) EBITDA changed +78.5% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial EBITDA?
- UMB Financial (UMBF) EBITDA compound annual growth rate is +21.4% over the most recent 5 years available.
When did UMB Financial EBITDA hit its highest annual value?
- UMB Financial EBITDA reached its highest annual value of $1.06B in 2025.
What was UMB Financial EBITDA in 2024?
- UMB Financial (UMBF) EBITDA in 2024 was $594.04M.
What was UMB Financial EBITDA in 2025?
- UMB Financial (UMBF) EBITDA in 2025 was $1.06B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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