Capital Expenditures for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current capital expenditures (TTM) is $48.58M USD. Capital expenditures (CapEx) are cash outlays for property, plant, and equipment and other long-lived productive assets — reported on the cash flow statement under investing activities. CapEx funds future capacity (factories, data centers, software, machinery), so rising spend can signal investment in growth, while heavy CapEx reduces free cash flow available to shareholders. We display CapEx as a positive amount (the absolute cash outflow); compare with revenue to gauge capital intensity and with total assets for the asset-base context.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .

UMBF
Currently viewingCapital ExpendituresSwitch metric
Latest period
$48.58M
YoY change
+100.7%
5Y CAGR
-4.2%
Peak year (2019)
$72.31M
Cumulative capital expenditures
$1.31B
CapEx history chart for UMB Financial (UMBF) from 1989 to 2025
CapEx history table for UMB Financial (UMBF) from 1989 to 2025
| Fiscal year | Period ended | Reported | Capital Expenditures | YoY |
|---|---|---|---|---|
| 2025 | $48.58M | +100.7% | ||
| 2024 | $24.21M | -10.0% | ||
| 2023 | $26.91M | -48.0% | ||
| 2022 | $51.72M | +53.5% | ||
| 2021 | $33.69M | -44.1% | ||
| 2020 | $60.22M | -16.7% | ||
| 2019 | $72.31M | +24.8% | ||
| 2018 | $57.94M | +59.0% | ||
| 2017 | $36.45M | -28.3% | ||
| 2016 | $50.84M | -5.4% | ||
| 2015 | $53.76M | +20.0% | ||
| 2014 | $44.79M | +16.9% | ||
| 2013 | $38.31M | -13.0% | ||
| 2012 | $44.04M | +23.9% | ||
| 2011 | $35.56M | +9.1% | ||
| 2010 | $32.59M | +39.1% | ||
| 2009 | $23.43M | +13.5% | ||
| 2008 | $20.64M | -26.0% | ||
| 2007 | $27.87M | -29.9% | ||
| 2006 | $39.77M | -12.5% | ||
| 2005 | $45.43M | +28.2% | ||
| 2004 | $35.42M | +76.4% | ||
| 2003 | $20.08M | -15.4% | ||
| 2002 | $23.74M | -25.8% | ||
| 2001 | $32.00M | -26.6% | ||
| 2000 | $43.59M | -16.5% | ||
| 1999 | $52.21M | +2.6% | ||
| 1998 | $50.90M | +36.1% | ||
| 1997 | $37.40M | +70.0% | ||
| 1996 | $22.00M | -21.1% | ||
| 1995 | $27.90M | +67.1% | ||
| 1994 | $16.70M | +30.5% | ||
| 1993 | $12.80M | -33.7% | ||
| 1992 | $19.30M | +16.3% | ||
| 1991 | $16.60M | +5.1% | ||
| 1990 | $15.80M | +26.4% | ||
| 1989 | $12.50M | — |
CapEx values are taken from UMB Financial's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, UMB Financial (UMBF) capital expenditures totalled $48.58M – surged 100.7% year-over-year.
UMB Financial capital expenditures compound annual growth for the 2020–2025 (5 years) window is -4.2%, with a net decline across the window.
UMB Financial capital expenditures plunged from $72.31M in 2019 to $48.58M in 2025, a 32.8% drawdown.
The highest annual capital expenditures of $72.31M was reported in 2019. The lowest in the available history was $12.50M in 1989.
Within Financial Services, UMB Financial (UMBF) ranks 6th among 8 peers we track. The peer median for capital expenditures is $985.50M.
UMB Financial Capital Expenditures by Year
UMB Financial Capital Expenditures 2025: $48.58M
UMB Financial capital expenditures in 2025 was $48.58M, surged 100.7% from 2024.
UMB Financial Capital Expenditures 2024: $24.21M
UMB Financial capital expenditures in 2024 was $24.21M, declined 10.0% below 2023.
UMB Financial Capital Expenditures 2023: $26.91M
UMB Financial capital expenditures in 2023 was $26.91M, plunged 48.0% below 2022.
UMB Financial Capital Expenditures 2022: $51.72M
UMB Financial capital expenditures in 2022 was $51.72M, surged 53.5% from 2021.
UMB Financial Capital Expenditures 2021: $33.69M
UMB Financial capital expenditures in 2021 was $33.69M.
See more financial history for UMB Financial (UMBF).
Sector peers — CapEx
Companies in the same sector as UMB Financial, ranked by their latest capital expenditures.
| Company | Capital Expenditures | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $20.93B | Financial Services |
| Morgan Stanley (MS) | $2.90B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $2.06B | Financial Services |
| Visa Inc. (V) | $1.48B | Financial Services |
| Mastercard Incorporated (MA) | $489.00M | Financial Services |
| JPMorgan Chase & Co. (JPM) | $0 | Financial Services |
| Bank of America Corporation (BAC) | $0 | Financial Services |
| Wells Fargo & Company (WFC) | $0 | Financial Services |
Frequently asked questions
What is UMB Financial's capital expenditures?
- Latest reported capital expenditures for UMB Financial (UMBF) is $48.58M (period ending December 31, 2025).
How has UMB Financial capital expenditures changed year-over-year?
- UMB Financial (UMBF) capital expenditures changed +100.7% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial capital expenditures?
- UMB Financial (UMBF) capital expenditures compound annual growth rate is -4.2% over the most recent 5 years available.
When did UMB Financial capital expenditures hit its highest annual value?
- UMB Financial capital expenditures reached its highest annual value of $72.31M in 2019.
What was UMB Financial capital expenditures in 2024?
- UMB Financial (UMBF) capital expenditures in 2024 was $24.21M.
What was UMB Financial capital expenditures in 2025?
- UMB Financial (UMBF) capital expenditures in 2025 was $48.58M.
Metrics overview
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